does cox do credit check

If you are considering getting Cox services, you might be wondering, “Does Cox do credit check?” In this article, we will delve into this question and provide you with all the information you need to know about Cox’s credit check policy. So, let’s get started!

What Is a Credit Check?

Before we discuss whether Cox does credit checks, let’s first understand what a credit check entails. A credit check is a process that allows companies to assess an individual’s creditworthiness and determine their risk level of defaulting on payments. It involves checking the person’s credit report, which contains information about their credit history, including any outstanding debts, loan payment history, and credit score.

Now that we have a basic understanding of credit checks, let’s move on to answering the main question.

Does Cox Perform Credit Checks?

Yes, Cox Communications does conduct credit checks on their potential customers. When you apply for Cox services, they will likely request your permission to perform a credit check. The purpose of this check is for Cox to assess the likelihood of you being able to fulfill your financial obligations with them.

However, it’s important to note that Cox’s credit check process may vary depending on the type of service you are applying for. For some services, such as Cable TV or Internet, Cox may perform a soft inquiry, which does not significantly impact your credit score. On the other hand, for services that require a contract or credit agreement, Cox may conduct a hard inquiry, which can have a slight impact on your credit score.

Factors Considered in Cox’s Credit Check

When Cox conducts a credit check, they take various factors into account to determine your creditworthiness. Some of the key factors that Cox might consider during the credit check process include:

  • Your credit score
  • Payment history
  • Outstanding debts
  • Bankruptcies or foreclosures
  • Length of credit history
  • Other inquiries and new accounts

It’s important to maintain good credit standing as it can greatly affect your chances of being approved for Cox services.

What If You Have Bad Credit?

If you have less-than-perfect credit or a poor credit history, you might be concerned about your chances of getting Cox services. While Cox’s credit check is a part of their application process, having bad credit does not automatically disqualify you from getting their services.

If Cox finds that your credit does not meet their requirements, they may offer alternatives such as requiring a deposit or asking for a co-signer. Alternatively, you can explore other options like prepaid plans or find providers that offer services without conducting credit checks.

Pros and Cons of Cox’s Credit Check Policy

Let’s take a look at some benefits and drawbacks of Cox’s credit check policy:

Ensures financial security for CoxCan impact your credit score
May offer lower rates for customers with good creditCan be a barrier for customers with bad credit
Helps prevent potential losses for CoxMay require deposits or co-signers for customers with low credit


In conclusion, yes, Cox Communications does perform credit checks on their prospective customers. The extent and impact of the credit check may depend on the specific service you are applying for. Factors such as your credit score, payment history, and outstanding debts are considered during the credit check process. While bad credit may pose challenges, there are still options available, such as deposits or co-signers. Understanding Cox’s credit check policy can help you navigate the application process more confidently and make informed decisions regarding their services.