does zara do klarna

Yes, Zara does offer Klarna as a payment option for its customers. Klarna is a widely popular buy now, pay later service that allows shoppers to make purchases and pay for them in installments. By partnering with Klarna, Zara provides its customers with the flexibility to split their payments into multiple smaller amounts over time, making it easier for them to manage their budget while still enjoying the latest fashion trends.

Benefits of using Klarna at Zara:

When you use Klarna for your Zara purchases, you can take advantage of several benefits:

  • Convenience: Klarna offers a seamless checkout process, allowing you to make quick and easy purchases.
  • Flexibility: By choosing Klarna, you have the option to split your payments into four equal installments, making it more affordable and manageable.
  • Interest-Free Payments: Klarna does not charge any interest on installment payments, enabling you to spread the cost of your Zara purchases without incurring additional fees.
  • Easy Returns: If you decide to return any items, Klarna adjusts the remaining payment schedule accordingly, ensuring you only pay for what you keep.

With these advantages, Klarna offers a convenient and flexible way for Zara customers to shop and pay for their favorite fashion items.

How to use Klarna at Zara:

Using Klarna at Zara is a straightforward process:

  1. Start by visiting the official Zara website or mobile app.
  2. Browse through the extensive collection and add your selected items to the shopping bag.
  3. Proceed to the checkout page.
  4. Choose Klarna as your payment method.
  5. Enter your required details, including your contact information and billing address.
  6. Review your order and confirm the purchase.
  7. If you are a new Klarna user, you may need to undergo a quick application process for credit assessment. Existing Klarna users can skip this step.

Once your order is confirmed, Klarna will split the total amount into four equal installments and charge your debit or credit card the first installment. The subsequent installments will be automatically deducted from your card every two weeks.

Klarna Payment Example:

Let’s take a look at an example to understand how Klarna payments work:

Invoice TotalFirst InstallmentSecond InstallmentThird InstallmentFourth Installment

As shown in the example, if your total invoice amount is $200, Klarna will divide it into four equal installments of $50. You will be charged $50 at the time of purchase, followed by $50 every two weeks until the total amount is paid off.

Eligibility and Limitations:

While Klarna is available for Zara customers, there are a few eligibility criteria and limitations to consider:

  • Eligibility: Klarna’s availability varies by country, so ensure that Klarna is supported in your region.
  • Age Restrictions: You must be at least 18 years old to use Klarna.
  • Credit Assessment: Klarna may perform a soft credit check to assess your eligibility for the service. This check does not impact your credit score.
  • Order Total Limit: Klarna sets a maximum order limit that may vary depending on your credit assessment and purchasing history.

It’s important to review Klarna’s terms and conditions and ensure that you meet the requirements before using the service at Zara.


Zara offers Klarna as a convenient payment option, allowing customers to split their payments into installments while enjoying the latest fashion trends. With Klarna, shoppers can experience the benefits of flexibility, interest-free payments, and easy returns. By following a simple process, Zara customers can use Klarna for a seamless shopping experience. However, it’s essential to meet the eligibility requirements and familiarize yourself with Klarna’s terms and limitations. So, take advantage of this service and shop at Zara with ease using Klarna’s buy now, pay later feature!