does value city do layaway

Value City offers the convenience of layaway for customers who prefer to pay for their purchases in installments rather than upfront. Layaway allows you to reserve the items you want without needing to pay the full price immediately. It is a great option for budget-conscious shoppers who want to spread out their payments. If you are considering making a purchase at Value City and want to take advantage of their layaway program, keep reading to learn more about how it works and what items are eligible for layaway.

How Does Value City’s Layaway Program Work?

Value City’s layaway program offers a simple and straightforward process for customers. Here are the key steps involved:

  1. Select your desired items: Choose the products you want to purchase and inquire whether they are eligible for layaway. Not all items may be available for this payment option.
  2. Make a down payment: Pay a deposit, typically a percentage of the total purchase price, to reserve the items. The specific down payment amount may vary depending on the product.
  3. Set up a payment schedule: Work with a store associate to establish a payment plan that suits your budget and timeframe. They will inform you of the amount and frequency of payments required.
  4. Make regular payments: Stick to the agreed-upon payment schedule by making regular installments. Payments can usually be made in-store or online.
  5. Pick up your items: Once you have made all the required payments, you can pick up your items and enjoy them.

What Items Are Eligible for Layaway?

While layaway is available at Value City, it is important to note that not all items may be eligible for this payment option. Typically, larger furniture items such as sofas, dining sets, bedroom sets, and mattresses are commonly eligible for layaway. However, smaller items such as accessories, decor, and electronics may not be available for layaway. It is advisable to consult with a store associate to confirm the eligibility of specific products you are interested in. They can provide you with the most accurate information regarding the availability of layaway for individual items.

Benefits of Value City’s Layaway Program

Value City’s layaway program offers several benefits for customers who choose this payment option:

  • Flexibility: Layaway allows you to secure desired items while allowing the flexibility to pay for them over time.
  • Avoiding credit: If you prefer not to use credit cards or loans for your purchases, layaway provides an alternative method of payment.
  • Budget-friendly: By spreading out the payments, layaway makes it easier to manage your finances and budget effectively.
  • No additional fees: Value City’s layaway program typically does not charge any additional fees, making it a cost-effective choice.
  • Minimal requirements: Layaway does not require credit checks or extensive paperwork, making it accessible to a wider range of customers.

Terms and Conditions

Here are some general terms and conditions that Value City’s layaway program may have:

DepositMinimum PurchasePayment ScheduleDuration
Varies depending on the itemNo specific minimum purchase requiredFlexible payment plan based on your needsTends to be around 90 days, although it may vary

Final Thoughts

If you are interested in purchasing furniture or other eligible items from Value City but would prefer to pay over time, their layaway program can be a suitable option. By making a down payment and setting up a payment schedule, you can secure your desired items and enjoy the flexibility and convenience of paying in installments. Remember to check with a store associate for specific details regarding the availability of layaway for individual items.